A charitable gift annuity (CGA) is a simple, proven way to make a gift to ICR and receive fixed income for life—often at rates higher than CDs. Payments are secure, may be partly tax-free, and your gift can provide a charitable tax deduction.

Retiring With Grace: Kerry’s Story

And the king answered them roughly; and king Rehoboam forsook the counsel of the old men, and answered them after the advice of the young men.…And Israel rebelled against the house of David unto this day. (2 Chronicles 10:13–14, 19, KJV)

Our family decided to plant a modest garden in our backyard. As I placed each seed in its hole and covered it with dirt, I began thinking about the amazing purpose seeds have to change a life. This tiny speck is a true miracle. We place this life-giving seed in the sunny, fertile ground, cover it, apply water, and the Lord does the rest.